Have you been turned down by the bank for insufficient income stated on your tax returns?  Is your credit less than perfect?  Our stating income lending program we focus on the ability to pay and the equity in the subject property.  Therefore, taking , DTI, DSCR,  Reserves, and Mortgage History out of the picture.  This will always give you the best chance to qualify where it will be next to impossible with most other private lenders. As a business owner or real estate investor, you have specific commercial financing needs. Not all your needs can be understood on a simple application. Our exclusive focus is minimize the red tape in getting your loan funded quickly.

Lending Area – Nationwide
Transation Type – Purchase & Refinance
Fico Score Minimum – 650 All Scores
FC/BK/Short Sale Ok – No BK’s within 2 Years
Property Type – Retail, 5 Units+, Mixed Use, Light Industrial, Office, Self Storage, Warehouse
Loan Type – Commercial
Loan Amounts – $400,000 -$5,000,000
Occupancy Type – Owner -User, Non-Owner, Investment
Maximum LTV – 75% 
Maximum CLTV – 80% 
Maximum Cash out – No Cap On Cash Out
Interest Rates –  8.49% – 9.99%
Points: 3-4
Payment Type – Principle, Interest, Tax, Insurance Required
Mortgage LAtes – 1X30 (12 ), 1X60 (24) Across all Properties
Amortization: 30 Year
Term: 3/1 ARM
Reserves – 6 Months PITI Required